Law Offices of Loomis & Greene

At the Law Offices of Loomis & Greene, we are firm believers in prevention when it comes to getting yourself into trouble regarding your finances. As professional who have been in the legal field for a long time, we have seen every scenario of someone having to declare bankruptcy and we would rather you know how to prevent this from happening to you than have you end up in our office seeking counsel. With that said, spring is a great time to take control of your financial situation and ensure that you are in good standing. Below you can discover five ways to do so.

  1. Learn what your credit score is

    You may not be aware but the Fair Credit Reporting Act gives you the option to get one free credit report per year from three reporting agencies.  We suggest you take advantage of this. It’s always a good idea to know where you stand as far as your credit is concerned. This way you can avoid any surprises.

  2. Shred old documentsdreamstime_xxl_6965885

    Legally the IRS can only audit as far back as six years. Therefore, if you are holding onto financial documents that are dated before 2010, you can safely get rid of them.

  3. Cut out frivolous spending habits

    Taking some time each year to recognize where and what you are spending money on is very important. Sometimes we don’t even realize how much money we are spending on things we don’t need until we do the math. Force yourself to think about where you can cut back and how you can be more responsible with your money this spring.

  4. Bundle your insurance

    If you currently are paying for different insurances through different companies, you should really consider bundling with just one insurance agency. This can save you a lot of money just over the course of one year.

  5. Plan for the future

    Planning ahead is a way to ensure that you remain financially stable. When people live in the moment and don’t think ahead, they tend to get themselves into trouble. This is why credit card debt becomes an issue for individuals. The think solely about what they want at the moment and then are stuck in a massive amount of debt because they never thought about how they would pay off their credit cards in the future.

Taking control of your finances can often be difficult. This is especially true if you have never learned how to budget. However, the good news is that it is never too late to learn how to take charge of your spending and saving habits. On the other hand, if you are having financial difficulties and have been considering filing for bankruptcy, you should contact the expert litigators at your Loveland attorney at the Law Offices of Loomis and Greene today. We can help you figure out what your next step should be and if you are indeed a candidate for filing for bankruptcy. We have the experience, knowledge and compassion that it takes to walk you through this difficult time.

Testimonials

Thankful for the mentoring and guidance

Kurtis, I wanted to send you a quick note to thank you for your mentoring and guidance today. Your professionalism and kindness eases a little of the pain and embarrassment during these hard times. I …Read More

B. Rucker

Very satisfied, was a wonderful experience

I would like to sincerely say thank you for representing us through this difficult time in our lives with our bankruptcy. Today we had the opportunity to sit through seven cases before our own. Had we…Read More

Clinton V.

Saved my parents’ home, Mr. Loomis is a godsend

My elderly parents had to file bankruptcy. We asked around for a recommendation and Mr. Loomis was the only name we heard. It was very difficult for my parents to deal with this situation they were af…Read More

Pat R.

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916 North Cleveland Avenue | Loveland, CO 80537
 

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