My husband and I used our entire retirement savings trying to avoid bankruptcy. We paid thousands to companies that were charging us 30% interest, late fees, and attorney’s fees. The balances never went down no matter what we did. We started having marital problems due to the stress. We finally met with Mr. Loomis and realized how effective a bankruptcy could be to help us get out from under an endless pile of debt. He helped us more than I could ever express with words.